Michigan Lawyer Blog

The Michigan No-Fault Act mandates insurance coverage as a prerequisite when registering your vehicle. However, many people choose not to insure their vehicle, thus are driving Uninsured. Michigan State Legislature ensures that the victims of a negligent uninsured motorist have a source of recovery for their third-party claims. Michigan law requires minimum liability insurance coverage…

As the year draws towards an end, the annual cost of living adjustments (COLA) for social security and other govenmerntal benefits are released. Hot off the press and effective January 1, 2015 the following will apply to qualified veterans receiving and or applying for non-service connected pension benefits in the form of aid and attendance:…

The Michigan No Fault law provides that if the motor vehicle involved in an accident is a parked vehicle, the injury will not be viewed as arising out of the ownership, operation, maintenance, or use of a motor vehicle unless one of the following 3 circumstances exists: The vehicle was parked in a way that…

Now that you know the basic information about fiduciaries from our Fiduciaries: A Closer Look blog article, it is time to consider which individuals or entities are appropriate for these positions. If you live in Metro Detroit or West Michigan we can help you with your estate planning, but first you need to determine who…

So you live in Michigan and have finally decided to create an estate plan and it is time to choose a fiduciary – but what does that really mean? A fiduciary is an individual that stands in a special relation of trust, confidence, or responsibility in certain obligations to the testator. Michigan law creates several…

Unlike conventional estate planning documents that deal with transfer of property to beneficiaries upon your death (i.e. last will and testament, or revocable trusts) the durable power of attorney operates during your lifetime and allows you to chose individuals to act on your behalf. At Serafini, Michalowski, Derkacz & associates, P.C., our estate plans generally…

Estate planning for Michigan residents has become more user friendly over the past few years with the introduction of the Michigan trust Code (MTC) in 2010 and the Estates and Protected Individuals Code (EPIC) in 2000 it is clear that individuals have more power in preparing their own estate planning documents. Despite the more user…

Thank you to all Michigan Veterans that have served our country. As a Michigan based law firm, we are proud to assist veterans with their benefits. Although we specialize in elder law and non-service connected pension benefits including Aid and Attendance, we can also provide assistance to veterans that have been wrongfully denied service connected…

When filing a No-Fault Complaint in Michigan, there are typically two main claims that arise. The injured has No-Fault rights between a claim against the no-fault insurer also known as a First Party Claim, and a claim against the negligent at-fault driver also known as a Third Party Claim. A First Party Claim derives under…

Work Loss Benefits are available to you following missed work due to your motor vehicle accident. Wage loss benefits are provided to replace lost employment income. This requires your first-party insurers to pay work loss benefits in the event of injuries causing disability from employment. The reason for this is to be compensate injured persons…