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Michigan Lawyer Blog

Michigan Vietnam Vets
Serafini, Michalowski, Derkacz & Associates

Michigan Vietnam Veterans living in the Detroit and Grand Rapids areas often seek advice related to agent orange exposure. These claims are known as “service connected” disability claims. Following a change in law in August of 2010, Vietnam Vets can seek disability benefits for “presumptive conditions”. These conditions can include type II diabetes, certain pulmonary…

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Michigan Elder Law and Long Term Care Planning
Serafini, Michalowski, Derkacz & Associates

Have an IRA? Facing a long-term care planning situation? Or maybe you have a loved one with elder law needs? The biggest misconception for clients facing elder law issues is that Michigan elder law attorneys can only help veterans or adults facing nursing home placement and Medicaid planning.. This is not true. Using the same…

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VA Rule Changes
Serafini, Michalowski, Derkacz & Associates

The time has come and gone for “public comment” regarding new proposed rule changes to the VA’s non-service connected benefits program. The benefits can provide much needed relief to seniors struggling to provide for their own long term care expenses. Currently, eligible veterans or their surviving spouses can collect up to almost $2,100.00 per month…

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Why Uninsured and Underinsurerd Coverage is important.
Serafini, Michalowski, Derkacz & Associates

Not many people know about uninsured or underinsured motorist coverage. Uninsured motorist coverage covers you when you are injured as a result of a driver who did not have insurance, a hit and run driver, or a driver of a stolen car. Uninsured motorist coverage is provided by your own insurance company. The cost of…

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Changes to Michigan’s Automobile No-Fault Insurance Law
Serafini, Michalowski, Derkacz & Associates

Below is an entry from State Representative Howrylak’s newsletter from March 2014 regarding bill HB 4612. Automobile No-Fault Insurance I have previously written about proposed changes to Michigan’s automobile no-fault insurance system. The prior version of the bill (HB 4612) did not have support in the House. A new substitute bill has recently been floated.…

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Michigan 2015 Senate Bill 248 and 249
Serafini, Michalowski, Derkacz & Associates

Last week the Senate rushed SB 248 and 249 through the insurance committee. The bills were voted out of committee and passed by the Senate. These bills significantly affect our current automobile no-fault insurance system, including, most significantly, the Michigan Catastrophic Claims Association (CAT Fund). The bills have been sent to the House Insurance Committee.…

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Client Reviews

Thanks so much for all your help these past five years in helping me with all the legal aspects of my folks, L & E.M's, trust. Thanks for answering all my questions. It's been a difficult last 5 years on making decisions for my father, but I'm so grateful that god blessed me with them for so many...

D.C.

I want to thank you both for all your help and hard work on my case. This certainly was good news! You both did tremendous jobs dealing with Cigna and answering my questions. Thank you and have a wonderful Christmas season!

Marc

Thank you so much for all of your help getting me thru this mess. You have no idea how much you have helped. I couldn’t have done this without you! Only one more hurdle, yay!!

B.T.

I really wanted to thank you, the way you talked with me and worked with me, it was amazing. I was dreading the experience & the deposition & you really made it very easy for me. So, thank you very much for a job well done.

H.H.

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