Articles Posted in No Fault Divorce

Getting divorced? Don’t forget to change your estate plan.
Serafini, Michalowski, Derkacz & Associates

If you are in the process of obtaining a divorce, you are probably focused on getting on with your life. However, you also need to spend some time thinking about the important documents governing your death. It is important to update all of your estate planning documents during or after your divorce. These documents include:…

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Divorce Statistics
Serafini, Michalowski, Derkacz & Associates

Highest/Lowest Divorce Rate by State:The State with the highest divorce rate is Nevada, with 14.7% of marriages ending in divorce.New Jersey, on the other hand, has the lowest divorce rate, at only 9.1%. Top Reasons to Marry:1.) Love,2.) Making a lifelong commitment,3.) Companionship,4.) Having children, and5.) Financial stabilityTop Reasons to Divorce:1.) Lack of commitment,2.) Too…

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Social Security and Divorce
Serafini, Michalowski, Derkacz & Associates

As long as an individual was married at least 10 years, was divorced, and is currently single, he or she can collect Social Security benefits on an ex-spouse’s earning record as if they were still married. This applies even if the former spouse has remarried. An additional benefit for spouses born on or before January…

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Divorce Debt Strategies
Serafini, Michalowski, Derkacz & Associates

Family debt as a percentage of disposable income has increased from 70 percent in 1980 to over 110 percent by 2011. With the rising amount of debt in American families, the need to plan for the division of these debts has become a major focus in divorce settlements. Unsecured Debt Liabilities:-File documentation and financial affidavits…

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How Does Michigan Compare to Other States when Filing for Divorce?
Serafini, Michalowski, Derkacz & Associates

According to an August 6, 2014 ABC News article, some states are worse than others in terms of filing for divorce. The top 7 worst states for divorce are as follows: Nebraska:In Nebraska, the State requires a filing fee of $157.00 and 420 days to process the divorce. A year’s residency is required, which is…

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Irreconcilable Differences?
Serafini, Michalowski, Derkacz & Associates

Shortly after I posted a recent blog about “No Fault Divorce”, I received a question while I was on the radio (690 A.M. with Bob and Rob Allison’s ‘Ask Your Neighbor’ program. . .Fridays at 9 a.m.) talking about No Fault Divorce issues. I was asked about the phrase “Irreconcilable Differences”. That is a phrase…

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